Navigating Health Insurance Selection for IVF Benefits

Infertility Clinical Trial

Official title:

Navigating Health Insurance Selection for in Vitro Fertilization (IVF) Benefits

Clinical Trial Details — Status: Completed

Administrative data

• NCT number: NCT05663645
• Other study ID #: 805955
• Status: Completed
• Phase: N/A
• Start date: November 9, 2022
• Est. completion date: December 1, 2023

Study information

• Verified date: January 2024
• Source: University of California, San Diego
• Contact: n/a
• Is FDA regulated: No
• Study type: Interventional

Clinical Trial Summary

The purpose of this study is to evaluate the effectiveness of an educational intervention on health insurance literacy and utilization of in vitro fertilization (IVF) insurance benefits. The investigators hypothesize that the intervention is acceptable and satisfactory and will result in increased health insurance literacy and utilization of IVF benefits.

Recruitment information / eligibility

• Status: Completed
• Enrollment: 221
• Est. completion date: December 1, 2023
• Est. primary completion date: December 1, 2023
• Accepts healthy volunteers: Accepts Healthy Volunteers
• Gender: All
• Age group: 18 Years to 50 Years

Eligibility

Inclusion Criteria:

• Employees eligible for health insurance coverage

• Reproductive aged (18 to 50 years)

• Intention to grow their family in the next year

• Primary language English or Spanish

Exclusion Criteria:

• None

Related Conditions & MeSH terms

• Infertility

Intervention

Behavioral:
• Health insurance educational guide
The educational guide includes 4 content areas: 1) Definition of key insurance terms; 2) premiums, deductibles across the five 2023 health plans; 3) Summary of how premiums and deductibles can affect out of pocket costs; 4) Guide to finding in-network IVF providers and facilities.

Locations

Country	Name	City	State
United States	University of California San Diego	La Jolla	California

Sponsors (1)

Lead Sponsor	Collaborator
University of California, San Diego

Country where clinical trial is conducted

United States, 

Outcome

Type	Measure	Description	Time frame	Safety issue
Primary	Health Insurance Literacy Measure	9 items from the Health Insurance Literacy Measure will assess participants' confidence using their health insurance and being proactive with their health insurance for IVF services. Items will be scored from 0 (not at all confident) to 3 (very confident). Higher scores indicate better health insurance literacy.	10 months after receipt of the intervention
Secondary	Health Insurance Literacy Measure	6 items from the Health Insurance Literacy Measure will assess participants' likelihood of comparing health insurance plans. Items will be scored from 0 (not at all confident) to 3 (very confident). Higher scores indicate better health insurance literacy.	1 month after receipt of the intervention
Secondary	Utilization of IVF services	Participants will self-report utilization of IVF services.	10 months after receipt of the intervention
Secondary	Insurance coverage	Participants will self-report insurance coverage related to IVF services.	10 months after receipt of the intervention
Secondary	Out of pocket expenses	Participants will self-report out-of-pocket expenses related to IVF services.	10 months after receipt of the intervention
Secondary	Financial hardship	The 15-item Economic Strain and Resilience in Cancer tool will be used as a self-report subjective measure of financial hardship related to infertility and IVF services. Items are scored from 0 (least hardship) to 10 (most severe hardship). Higher scores indicate worse financial hardship.	10 months after receipt of the intervention